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Health Care Today: Somebody Else Should Pay For It!

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Media Link - Times-Journal (Fort Payne, Alabama)
  
Friday, 01 June 2001 00:00
A class action suit against HMOs? This latest development represents part of the problem -- not part of the solution. HMOs came into existence only because government policies discourage people from buying their own health insurance. Thanks to unfair government tax laws, employers can deduct 100 percent of health insurance costs from their taxes; but ordinary individuals cannot. The result? The "somebody-else-should-pay-for-it" mentality so prevalent in medicine today. Patients don't shop for their own health insurance the way they shop for auto insurance. Nor do they shop for doctors the way they comparison shop for cell phones, televisions, and automobiles. Doctors, at the same time, don't answer to patients in the private marketplace. Instead, they simply shift costs to the insurance companies and Medicare -- who in recent years have fought back by limiting payments to doctors, and through managing care. It's no wonder health care is so expensive. Everybody wants it. But nobody wants to pay for it. In reality, unpopular HMOs have merely done the "dirty work" doctors and patients refuse to do: that is, compete and shop in the marketplace. Politicians take pride in programs such as Medicare and, more recently, the Kennedy-Kassebaum law, designed to remove the supposed "stench" of business from medicine. Yet look what we're getting in its place. Go ahead. Sue the HMOs for doing what they do. It's only going to drive medical costs up further. When will Americans learn that personal freedom and responsibility -- in the medical marketplace, just like any other marketplace -- is the only moral, rational solution to the growing health care crisis? (Date of publication unknown).
 

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